
A new rule from the Social Security Administration will improve the integrity and purpose of the Disability Insurance system. Pictured: The Social Security Administration office in Brownsville, Texas. (Photo: Robert Daemmrich Photography Inc/Corbis/Getty Images)
The Social
Security Disability Insurance system was established as a social safety net program for workers who lose the
physical or mental ability to work at a sustainable gainful activity level.
It has become so
much more than that. But a new
rule from the Social Security
Administration will improve the integrity and purpose of the Disability
Insurance system.
The inability to communicate in English does not render people unable to perform work, but under the Disability Insurance program’s qualification standards, it does make it easier for them to receive benefits.
As a former administrative law judge described it, if a claimant were 45 years or older, limited to sedentary work, and claimed an inability to communicate in English, they were a “slam-dunk for benefits.”
That is true even
if those applying for benefits reside in an area, such a Puerto Rico, where
English is not the predominant language.
The new rule, set to take effect April 27, will end that by eliminating the inability to communicate in English as a qualifying factor in Disability Insurance benefit determinations.
The rule stems in
part from evidence gathered during an Obama administration initiative to
evaluate the appropriateness of the medical-vocational grid factors—which
include age, education (including the ability to communicate in English), and
experience—in the determination of Disability Insurance benefits.
Unfortunately,
misuse and abuse of the Disability Insurance program by people who can perform
work has contributed to its excessive costs, impending insolvency, extreme wait
times, and the program’s general failure to adequately meet the needs of
individuals who truly cannot work.
A former judge
who decided disability determination cases expressed those concerns to me when
explaining how individuals would use the inability to communicate in English
qualification as a way to receive benefits when, in fact, it seemed that they
could work.
Oftentimes, this judge suspected that it was just a claim, but without any test and instead an implied assumption that using a translator validated the inability to communicate in English, the system provided little way for him to document whether such claims were credible.
“This
was not an exceptional case claim but, in fact, a very frequent one in my
hearing room,” the former administrative
law judge explained.
The new rule is a
step in the right direction toward restoring the integrity and intent of the
Disability Insurance program. The next step should be to eliminate the other medical-vocational
grid factors.
Physical and mental capabilities should be the sole basis for disability determinations. Yet, half of all Disability Insurance benefits granted to workers in 2017 relied on the non-physical, non-mental grid factors of age, education, and experience.
Although
work capacity—particularly for physically demanding jobs—may decline with age,
and lack of education or experience can limit the number of jobs that
individuals can obtain, age, education, and experience do not and cannot cause
workers to be “disabled” from performing all jobs in the national economy.
An
analysis commissioned by the Social Security Administration under President Barack
Obama confirmed this, concluding that the
researchers “found no rigorous evidence of the independent effects of age,
education, and work experience on the ability to perform new work.”
Only physical and mental conditions can prevent individuals from performing work, and only physical and mental conditions should qualify individuals to receive Disability Insurance benefits.
The secretary of health and human services should eliminate the grids through regulation and base disability determinations solely on medical conditions. Moreover, Congress should eliminate the grids through statute.
Not only would that
improve the integrity of the program, it also would preserve benefits for people
who truly need them.
Using The Heritage Foundation’s Social Security model, we estimated that eliminating the grid factors would reduce the Disability Insurance program’s 75-year shortfall by 41%. In combination with 15 other commonsense reforms, policymakers could eliminate the program’s entire shortfall and allow for a nearly 50% reduction in the Disability Insurance payroll tax.
Such savings
could allow people to invest more in their marketable skills today, save more
for retirement tomorrow, and even buy supplemental private disability insurance policies that provide faster and more accurate
determinations, focus on accommodations, and provide more generous benefits
than the public program.
No comments:
Post a Comment